Family Caregiver Pay Rate in South Carolina : Wages, Benefits & Eligibility
Medicaid, IHSS, Home and Community-Based Services (HCBS), VA programs, and more explained below.
SOUTH CAROLINA CAREGIVING NUMBERS
750k..
Over 750,000 South Carolinians are unpaid family caregivers, supporting aging or disabled loved ones with daily needs. The family caregiver pay rate in South Carolina can help ease financial stress for those providing this care.
20%…
1 in 5 South Carolina workers juggle employment and caregiving responsibilities. This impacts income, job security, and personal time. Understanding the family caregiver pay rate in South Carolina is important for financial planning.
8.7B…
$8.7 billion is the estimated yearly economic value of unpaid caregiving in South Carolina. Expanding access to compensation through programs like Medicaid can improve the family caregiver pay rate in South Carolina.
At Paid Care, we help caregivers in South Carolina earn legal pay for providing in-home support. If you assist a loved one with meals, hygiene, mobility, or medication, you may qualify for caregiver compensation through approved state programs.
This guide explains how family caregivers in South Carolina can get paid. It includes caregiver pay rates, eligibility details, and how Paid.Care supports you throughout the process.
Family Caregiver Pay Rate in South Carolina: What to Expect
Typical Range (Home Care / Support Care): $12.07 to $15.38 per hour, based on 25th to 75th percentile earnings.
State Average / Median: Around $12.78 per hour as the median wage.
Family Caregiver (general, non-agency roles): About $14.42 per hour as of 2025.
Live-In Caregiver Roles: Average pay is around $20.85 per hour for live-in caregiver positions in South Carolina.
Higher Posted In-Home Rates: Some in-home caregiver roles advertise rates close to $18.95 per hour.
These figures represent general caregiver pay in South Carolina and may differ from rates available under Medicaid waivers or state-approved family caregiver compensation programs.
What Affects the Family Caregiver Pay Rate in South Carolina
Funding Source or Program Type: Pay depends on whether wages are provided through Medicaid, a state program, or a veteran benefits plan.
Care Complexity or Medical Needs: Rates can increase when providing care for someone with dementia, disabilities, or serious health conditions.
Location and Cost of Living: Caregivers in urban areas like Columbia, Charleston, or Greenville may earn higher rates compared to rural areas.
Experience, Training, and Certification: Caregivers with more experience or specialized training may qualify for higher pay.
Waiver and Program Rules: Each South Carolina program has unique eligibility rules, pay structures, and covered services.
Live-In vs Hourly Care: Live-in caregiver positions often pay more due to around-the-clock responsibilities.
Option 1: Get Paid Through South Carolina’s Medicaid Waiver
The South Carolina Medicaid Waiver, offered through the Community Long Term Care (CLTC) program, is a key option for family caregivers to receive pay for in-home care. This state-supported program helps seniors and people with disabilities stay at home instead of moving to a nursing home or assisted living facility.
If you help a loved one with activities of daily living—like bathing, dressing, meal prep, or managing medication—you may qualify to receive pay through this Medicaid waiver. Approved caregivers can earn hourly pay while supporting family members in a safe home environment.
At Paid Care, we assist South Carolina families throughout the process. We handle background checks, caregiver forms, and all Medicaid paperwork. Our goal is to ensure every step is clear and accurate—so you get paid on time under South Carolina Medicaid and health insurance rules.
What Is It?
The South Carolina Medicaid Waiver, through programs like the Community Long Term Care (CLTC) program, allows eligible family caregivers to receive pay for providing in-home care to a loved one. This helps seniors and people with disabilities stay at home instead of moving into a nursing home or residential facility.
Who Qualifies?
To qualify, the care recipient must be eligible for South Carolina Medicaid and need help with activities of daily living—such as bathing, grooming, dressing, meals, or medication. The caregiver must be at least 18 years old and pass a background check. Some programs may require legal guardianship, power of attorney, or other documentation.
Family Caregiver Pay Rate in South Carolina and Benefits
In 2025, family caregivers in South Carolina typically earn between $12 and $18 per hour, depending on the program, funding source, and level of care required. Live-in caregivers and those providing advanced support may earn above this range, with some positions paying close to $20 per hour.
Benefits for family caregivers may include:
Overtime pay opportunities
Respite care coverage
Paid sick leave
Cash stipends or allowances
Mileage reimbursement for transportation
Tax-free income in certain situations
These benefits vary by program but are designed to support caregivers financially while helping families keep loved ones safe at home.
How Paid Care Helps
Paid Care partners with South Carolina families to make the caregiver payment process simple and stress-free. We assist with:
Eligibility checks for Medicaid, Medicare, veteran, and insurance caregiver programs
Form completion and application support
Scheduling in-home evaluations with a nurse or social worker
Training, time tracking, and budgeting guidance
Fast and secure payment setup
Our goal is to ensure you get paid accurately and on time while you focus on providing quality care for your loved one.
Option 2: Earn Income Through VA Caregiver Support in South Carolina
If your parent or loved one is a veteran, you may qualify for caregiver pay through federal VA programs. These include VA Aid & Attendance and the Program of Comprehensive Assistance for Family Caregivers (PCAFC). These programs support veterans in South Carolina who need help with daily tasks due to dementia, physical disabilities, medication needs, or mental health conditions.
These programs can provide a monthly payment, a set wage, or hourly income, depending on the veteran’s care needs. Covered duties may include hygiene support, meal prep, mobility help, or medication management. VA caregiver wages often exceed the state minimum wage, especially for complex care needs.
In South Carolina, family caregiver pay rates under VA programs may align with Medicaid or federal standards based on eligibility.
Caregivers may also qualify for respite care, health insurance, paid leave, and training. Additional financial support may come from mileage reimbursement, tax-free funds, or tax credit programs. Some families qualify for combined support through Medicare, Medicaid, and VA benefits.
What Is It?
If your parent or loved one is a veteran, you may qualify for pay through federal VA caregiver support programs like VA Aid & Attendance or the Program of Comprehensive Assistance for Family Caregivers (PCAFC). These programs help families provide home care instead of placing veterans in assisted living or nursing homes. Care tasks often include hygiene, mobility, and medication support—especially for veterans with dementia, injuries, or mental health conditions.
Who Qualifies?
Veterans in South Carolina may qualify if they have a condition such as an injury, illness, dementia, or a mental health disorder. The caregiver must be at least 18 years old, complete a background check, and provide regular support. Some programs may also ask for documents like power of attorney, consent forms, or Medicaid verification from the South Carolina Department of Health and Human Services.
Family Caregiver Pay Rate in South Carolina: Salary, Benefits, and Coverage
VA programs may offer a set hourly wage, monthly stipend, or pension, depending on the level of care needed. In South Carolina, the family caregiver pay rate can range from $11 to $18 per hour, and may be higher for advanced care needs.
Common caregiver benefits include:
Respite care
Health insurance
Sick leave
Tax credit eligibility
Mileage reimbursement
Time tracking tools for reporting
These programs reduce financial stress and help loved ones age in place.
How Paid Care Helps
Paid Care helps South Carolina families collect documents, verify veteran status, and complete VA forms. We help with caregiver training, policy rules, and payment setup. Our team also works with Medicaid, Medicare, and AARP-aligned programs to make sure families follow state health, accessibility, and support guidelines.
Have questions or ready to apply? Submit your email and we’ll help check your eligibility and begin the process.
Option 3: Get Reimbursed Through a Long-Term Care Insurance Policy in South Carolina
Some families in South Carolina can get reimbursed for caregiving through a loved one’s long-term care insurance policy. These policies may cover in-home care for someone with a chronic illness, mental health condition, dementia, or recovery needs. Reimbursement typically supports help with daily activities like bathing, dressing, and managing medication.
Payment depends on the policy terms, level of care, and the documents you submit. These funds can lower health care costs, reduce out-of-pocket expenses, and provide steady income for family caregivers. Some policies may also offer tax credit eligibility, partial payments, or expense coverage.
In South Carolina, the family caregiver pay rate through insurance reimbursement may vary, but it is often used to supplement hourly wages from Medicaid or VA caregiver programs. Some insurance plans also follow Medicare guidelines or support state-funded services managed by the South Carolina Department of Health and Human Services.
What Is It?
If your loved one holds a long-term care insurance policy, they may be able to reimburse a family caregiver in South Carolina for help with daily care tasks. Covered services often include meal prep, hygiene, mobility assistance, or medication reminders. These tasks fall under activities of daily living and often support seniors, individuals with dementia, or those with mental health conditions.
Who Qualifies?
Most policies require that the care recipient has a chronic health condition or cannot manage two or more daily tasksindependently. A care plan from a registered nurse is usually required. Additional requirements may involve proof of Medicaid, Medicare, or veteran benefits. Some insurers may also request power of attorney, legal guardianship, or signed consent forms.
Family Caregiver Pay Rate in South Carolina: Reimbursement and Wage Structure
Each insurance policy has its own reimbursement rules. Some offer a set monthly stipend, while others provide hourly pay, which may be higher than South Carolina’s minimum wage. Many policies also allow tax-free income and offer eligibility for care-related tax credits.
To receive payment, caregivers must track hours, maintain accurate logs, and submit proper documents. These programs help offset home care costs, lower financial stress, and provide steady income for family caregivers.
How Paid Care Helps
Paid Care helps South Carolina families check eligibility, review insurance paperwork, and complete all forms. We support budget planning, caregiver training, time tracking, and tech setup to ensure full compensation from Medicaid, Medicare, or AARP-aligned plans.
Have questions or ready to start? Send us your email address, and we’ll guide you through the South Carolina Department of Health and Human Services process for caregiver reimbursement and support.
Option 4: Get Paid by Working for a Home Care Agency in South Carolina
In South Carolina, many licensed home care agencies hire family caregivers as employees to support aging or disabled parents and loved ones. This path offers consistent income, legal job classification, and a steady wage—often above the state minimum wage. Agencies may also provide benefits such as health insurance, respite care, paid leave, and other health care perks.
To qualify, you must meet the agency’s onboarding standards. This typically includes background checks, caregiver training, and verification of services such as medication reminders, mobility help, meal preparation, and hygiene care—all considered activities of daily living. While the position may not start with a pension or retirement plan, most agencies provide regular pay and may offer additional support like tax credit eligibility or mileage reimbursement.
Paid Care connects you with trusted South Carolina home care agencies that meet state and Medicaid, Medicare, or veteran program standards. We help with applications, policy compliance, time tracking using technology, and documentation. This improves your chances of receiving full compensation while remaining compliant with South Carolina Department of Health and Human Services requirements, AARP standards, and all necessary consent and verification steps.
What Is It?
In South Carolina, some licensed home care agencies employ family members to help loved ones who need daily support. As a paid caregiver, you become an official agency employee and receive payment for your time, services, and support with activities of daily living such as hygiene, mobility, nutrition, or medication reminders. These services often benefit elderly care needs and may involve health care tasks like monitoring blood pressure or providing physical therapy assistance.
Who Qualifies?
Each agency follows its own guidelines. Most require you to be at least 18 years old, pass a background check, and complete caregiver training with a registered nurse. The person receiving care must need help with tasks such as bathing, medication management, or mobility. Eligibility may also involve review of disease status, patient history, veteran enrollment, or confirmation of Medicaid/Medicare eligibility through the South Carolina Department of Health and Human Services. Education or past training in caregiving may strengthen your application.
Employment, Pay, and Benefits
Family caregivers hired by home care agencies in South Carolina earn an hourly wage, often above minimum wage, and gain access to compensation and benefits. These include respite care, sick leave, health insurance, and structured employment protections. Agencies may also offer formal schedules, tax credit eligibility, secure pension tracking, and paid physical therapy or nutrition-related tasks. These roles offer stable income and may reduce stress from the rising cost of living, especially in South Carolina’s caregiving landscape.
How Paid Care Helps
Paid Care partners with trusted, registered home care agencies in South Carolina. We guide you through onboarding, confirm your caregiver pay rate, and help track hours for real-time payment. Our team ensures your information is accurate and that your parent or loved one receives consistent, compliant home care. We also use verified data to match families with the best agency support for long-term health care needs, pain management, and caregiver compliance.
Additional Information for South Carolina Family Caregivers
AARP, Advocacy, and Resources
As a caregiver, you're not alone. Organizations like AARP provide guides, tools, and support to help you through every stage of your journey. Paid Care also offers step-by-step help with applications, policy information, and payment tracking—so you receive the income you deserve for the health care services, elderly care, and disease management you already provide.
Care Tasks That Qualify for Payment
Many South Carolina Medicaid waivers, veteran programs, and long-term care insurance plans recognize the following caregiver services as eligible for compensation:
Dressing, grooming, and hygiene support
Mobility and transfer assistance
Meal preparation, feeding help, and nutrition support
Medication reminders and management
Light housekeeping and laundry tasks
Health monitoring, such as blood pressure checks or glucose tracking
Respite care, companionship, and supervision
These services help loved ones remain at home, reducing the need for nursing homes, assisted living, or foster care. They also lower overall household costs for families caring for individuals with chronic health conditions or disabilities.
Tax and Power of Attorney Considerations
Caregiver wages may qualify for tax-free treatment in certain cases, especially if you live with the person receiving care. If you are also a legal guardian or hold power of attorney, additional rules may apply based on Medicaid, Medicare, or insurance policy requirements. Paid Care provides guidance so you remain compliant with tax credits, program policies, and reporting guidelines.
Getting a Paycheck with Paid Care
Paid Care helps South Carolina caregivers turn unpaid family caregiving into earned income. Support includes:
Confirming eligibility for Medicaid, Medicare, veteran, or private insurance caregiver programs
Training, education, and policy guidance for caregivers and families
Budget management tools to track payments and expenses
Real-time technology for secure, on-time wage deposits and reporting
Start Getting Paid for Your Care in 2025
Family caregivers deserve fair pay for helping loved ones with activities of daily living. Whether payment comes through Medicaid, Medicare, veteran benefits, or an insurance plan, Paid Care ensures accuracy and timeliness.
In 2025, family caregivers in South Carolina can expect hourly pay rates at or above minimum wage, often averaging between $12 and $18 per hour depending on the program and location. Apply with Paid Care today to begin receiving the caregiver compensation you deserve for the vital work you already provide.